Heading safely towards your own home

When you’re planning to buy a new home, you should first find out what options you have for financing well in advance. Figuring this out in advance puts you in good stead on the path to your new home. Contact your bank to apply for a mortgage.

Check out our sites and reserve a property. Once you’ve reserved a property, our agent will contact you.

Complete the purchase. Once you’ve found your dream home, we will go through all of the sale documents and other practical matters with you, from warranties to insurance. When it’s time to sign the deeds, you can choose to sign digitally, if you prefer.

Choose your interior design style. Our skilled interior designers are ready to help you to choose from our wide range of high-quality materials.

Your new home is ready; it’s time to move in! In the capital region, we’ve even made moving in easy and carefree, as we also provide help with removals. Welcome to your dream city home!

How do I finance my new home?

In a new build, financing consists of two components; the sale price and the housing company loan. These together form the free-of-debt price of the property. The sales price is paid during construction, and you can use your own savings and a personal loan from the bank to pay this off. You can either choose to pay off the housing company loan in the form of financing charges or negotiate a personal bank loan and pay the bank loan off according to your own repayment plan.

Before reserving a property, it’s worth finding out your needs and options for personal finance. You can ask your own bank or Danske Bank about personal finance options. If you apply for a loan with Danske Bank, you will receive an immediate decision on the amount you apply for. You can then progress at your own pace.

What does the price of a new home consist of?

60–70% of the free-of-debt price of the property is housing company loan, which can be paid off as part of the property maintenance charges. Alternatively, you can pay it off in full or in part when you purchase the property.

How are the payments distributed?

You pay the sales price of the property (30–40%) during construction. You can use your own savings and a personal loan from the bank to pay this off.

For the first two years after moving in, you will only pay interest on the housing company loan. This means that you can focus on paying off your mortgage, and there will be more money available for you to make purchases for your new home, for example.

After two years, you will begin to pay off the housing company loan. Alternatively, you can choose to pay off the housing company loan in full or in part when you purchase the property.